Forget ACA compliant health plans. When I was laid off, since my income / week was $0 (Oregon), we just got medicaid for my kids, and pregnant wife, and I paid an extremely modest amount for a solid plan. There is no reason to use COBRA. It's a relic and probably should be done away with.
> It's a relic and probably should be done away with.
This is the conclusion I came away with as well. It made sense back before there was the public health insurance marketplace.
...but I tell you what there was nobody out there who told me "hey, revisit your health insurance" and it cost me a non-trivial amount of real money to learn that lesson!
